Aetna is a major name in the insurance world, with a history that goes back more than 160 years. As part of CVS Health, Aetna has grown into a healthcare provider that offers coverage for medical, dental, vision, and pharmacy needs. While the industry has changed, Aetna continues to focus on affordable care that is accessible and easy to manage for individuals and families alike.
When it comes to dental coverage, Aetna offers a variety of plans designed to support both routine and advanced dental needs. Most plans cover preventive services like checkups, cleanings, and basic X-rays at 100%, especially when you visit a provider within Aetna’s national network. These preventive services are not only important for preserving your oral health, they are also fully covered, which is an effective way to encourage members to stay on top of their care.
Aetna also provides a comprehensive range of services for clients who require more than regular cleanings and general maintenance, including basic services like fillings or extractions. These types of procedures are typically covered in part, but the level of coverage depends on your plan’s structure. More complex procedures—such as crowns, dentures, or root canals—are often considered major services and come with a different level of cost-sharing. This is where things like deductibles, coinsurance, and annual maximums apply.
Aetna offers two main types of dental plans: PPO (Preferred Provider Organization) and DMO (Dental Maintenance Organization). With a PPO, you have the flexibility to choose any licensed dentist, but you will save more when you stick with in-network providers. DMO plans are generally more budget-friendly, but they require you to select a primary dentist from Aetna’s network. These plans usually have lower monthly premiums and no deductibles, but also offer less flexibility.
Aetna also provides its members with digital tools to help members them manage their benefits with ease. Through their online portal, you can check your plan details, track claims, find providers, and even estimate the cost of upcoming treatments. Some plans also offer teledentistry options, which allow members to talk with their dental professional remotely to address any minor concerns they may have and/or for necessary follow-ups, especially after a more extensive procedure.
While Aetna offers these digital features, they are just one part of the company’s larger goal of helping members improve their personal health outcomes. Dental coverage is not just about fixing problems, it is also about preventing them. By making preventive care simple, accessible, and often free, Aetna plans can help you reduce your long-term health risks and live a happier, healthier life.
Whether you are looking for routine cleanings, anticipating more complex procedures, or simply want peace of mind that you will be covered if a problem arises, Aetna insurance can help address your needs and provide support every step of the way. With a strong reputation, a variety of plan options, and a commitment to keeping care simple and affordable, Aetna continues to be a trusted name in dental and health insurance.
To learn more about coverage and treatments, contact us.