What Are the Types of Dental Insurance Ameritas Offers?
If you are looking for an affordable dental insurance plan for yourself, you will find a variety of options with Ameritas and Dental Insurance dental plans. You can choose from plan options that include basic dental coverage for general dental care or explore specific additional coverage that includes some major dental care, such as dental implants.
Because you realize staying healthy also includes your dental health, you should include a dental insurance plan in addition to your health care coverage. Ameritas dental insurance plans provide benefit options for basic and major dental services. Dental insurance plans will provide you and your family with savings on many common and frequent dental services.
What Do Dental Plans Cover?
Dental coverage will include a variety of benefits to cover the dental care treatments that matter to you. Here are a few examples.
- Preventive Care- Preventive care is often covered with no deductible or waiting.
This usually includes professional teeth cleaning and even fluoride treatments for those under the age of sixteen.
- Basic Services- This most often includes simple dental fillings or emergency treatment for dental discomfort or pain, subject to deductible and coinsurance.
- Major Services-This may include retainers and root canals. These can usually be subject to the plan’s deductible, coinsurance, and waiting periods.
- Access to a Wide Dental Network- You may choose from several dental providers. This usually includes dental offices located in various settings.
- Direct Payment to In-Network Dentists- Very easy-to-manage payments. You will not need to submit claim forms.
- No Age Limits- There are various coverage options available for your entire family of all ages. If you are a senior on Medicare, which does not include dental benefits, we have plans designed specifically for you.
There is a Dental Plan Just for You
The following are a few examples of plans available. They may vary slightly depending on your state. Seven dental plans to match your personal needs.
- Dallas Smile Plan- If you meet the plan's general eligibility requirements and pay the applicable premium, your acceptance is automatic. You can also include all eligible children under your guardianship. The Dallas Smile Plan is a PPO plan. The Dallas Smile Plan helps pay the cost of most dental care services, including exams, cleanings, fillings, extractions, crowns, bridges, dentures, and implants. Money-saving Preventive Plus benefit offered with this plan - Type 1 Preventive procedures are not deducted from the plan's annual maximum benefit. This saves all the annual benefits to help pay for more expensive Type 2 (Basic) and 3 (Major) procedures. Hearing benefit is available with this plan.
- Hollywood Mega Smile 1500- The above benefits with this change, covered benefits are paid at the 80th percentile of usual and customary charges.
- Hollywood Mega Smile 2000- The Hollywood Mega Smile 2000 Plan is an indemnity plan. That means you can go to any licensed dentist that you wish.
- Hollywood Smile Premier 1500- This is a PPO plan.
- Hollywood Smile Premier 2500- This is a PPO plan. Money-saving Preventive Plus benefit offered with this plan - Type 1 Preventive procedures are not deducted from the plan's annual maximum benefit. This saves all the annual benefits to help pay for more expensive procedures.
- Hollywood Smile Premier Plus 1500- This is a PPO plan with Preventive Plus benefits.
- Hollywood Smile Premier Plus 2000- This is a PPO plan. Type 1 Preventive procedures are not deducted from the plan's annual maximum benefit.
- Vision Plans – Two plans include savings on exams and eyewear when received from in-network providers.
Reach out to learn more about the insurance options we offer.